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Bank of America offers a variety of high-value credit cards, like the Bank Americard Cash Rewards™, Bank Americard Travel Rewards®, Bank Americard® Credit Card, and MLB Bank Americard Cash Rewards™ featuring competitive rates.

Still others, reluctant to slow down a dedicated shopper, will allow a handful of purchases before you're forced to activate.

"In the card world, there's a lot of issuer discretion, so this is one of those things where there's no hard and fast rule," says Peter Ho, product manager for card services and consumer lending at Wells Fargo.

By providing a credit card, you are authorizing Amazon to charge the card to settle your account in the event that the amount due exceeds your available balance.

Failed charges and recurring amounts due may result in suspension or termination of service.

The following credit cards are accepted during registration: Visa, Master Card, American Express, Discover, Diners Club, or JCB.

We do not accept alternative forms of payment, such as pre-paid credit cards, gift certificates, checks, or online payment systems, like Pay Pal.

To update your credit card information in your seller account, follow these steps: Any outstanding negative balances for your current billing cycle will be charged to the new card.

Any mismatch in the card information you enter here and what is available from the issuing bank can result in the credit card being declined. If you receive a notification that the credit card information registered to your seller account is invalid, please check the following information: Note: If for any reason your credit card is invalid at the time of disbursement, payment will be delayed until you update the credit card information in your seller account.

If you don’t pay in full by that date, the balance carries over, and you are charged a hefty interest rate (the national average is over 16% APR right now). If you have a 0 balance and you pay the minimum due, it will take you 27 months to pay it off, and you will pay 3 in interest fees.

There can also be an annual fee, so be mindful of that.

One news report details a woman charging more than 0 with no problem.